P&CNationalmedium
Which combination BEST describes what is packaged into the ISO Businessowners Coverage Form (BP 00 03) for an eligible small or middle-market commercial risk?
ACommercial property, workers compensation, and commercial auto, all packaged together in a single form
BProfessional liability, cyber liability, and employment practices liability, in one form
Commercial property, general liability, and business income, with no separate purchase
DGeneral liability, commercial auto, and a following-form commercial umbrella combined
Why this is the answer
The ISO Businessowners Coverage Form (BP 00 03) is a pre-packaged commercial product combining commercial property (building and business personal property), commercial general liability (Coverage A BI/PD, Coverage B Personal & Advertising Injury, Coverage C Medical Payments), and business income with limited extra expense — all without requiring the insured to purchase separate forms. Workers compensation, commercial auto, and umbrella remain stand-alone (ISO BP 00 03).
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