P&CNationalmedium
A corporate executive is furnished a company car as her only regular vehicle and does not personally own an auto. To extend her business-auto liability coverage to non-owned autos she occasionally drives (such as a friend's car), which endorsement should be attached to the company's Business Auto policy on her behalf?
APP 03 02 Optional Limits Transportation Expenses Coverage, raising rental and transportation limits
BPP 03 13 Excess Electronic Equipment Coverage, for non-factory installed electronic devices
CPP 03 18 Customizing Equipment Coverage, for special equipment added to a covered pickup or van
CA 99 10 Drive Other Car Coverage — Broadened Coverage for Named Individuals
Why this is the answer
A Business Auto Coverage Form covers the corporation for owned autos and, depending on symbols, non-owned/hired autos used in its business. An executive who drives a company car as her only vehicle has no PAP and faces a gap when she borrows a friend's car. The CA 99 10 Drive Other Car endorsement attached to the BAP names her (and optionally resident family) so the BAP responds for non-owned autos as if a PAP existed. The PAP-numbered endorsements listed in the other answers do not attach to a Business Auto policy. See ISO CA 99 10 Drive Other Car — Broadened Coverage for Named Individuals.
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