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What type of order may the IDOI Director issue under 215 ILCS 5/403A to stop an insurer's unlawful practice immediately?

Q: What type of order may the IDOI Director issue under 215 ILCS 5/403A to stop an insurer's unlawful practice immediately?

A cease and desist order — Under 215 ILCS 5/403A the IDOI Director may issue a cease and desist order to halt any act, practice, or transaction that violates the Illinois Insurance Code. The order is administrative, not judicial, and is followed by a hearing under the Illinois Administrative Procedure Act (5 ILCS 100/). Mandamus is a judicial remedy, grand jury subpoenas are criminal-process tools, and class actions are civil litigation devices — none are tools of IDOI administrative enforcement.

AA writ of mandamus

BA grand jury subpoena

CA class-action complaint

A cease and desist order

Why this is the answer

Under 215 ILCS 5/403A the IDOI Director may issue a cease and desist order to halt any act, practice, or transaction that violates the Illinois Insurance Code. The order is administrative, not judicial, and is followed by a hearing under the Illinois Administrative Procedure Act (5 ILCS 100/). Mandamus is a judicial remedy, grand jury subpoenas are criminal-process tools, and class actions are civil litigation devices — none are tools of IDOI administrative enforcement.

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