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Under the ISO Personal Auto Policy (PP 00 01), which Part provides coverage for damages to a covered auto from collision and other-than-collision causes of loss?
APart A — Liability Coverage, for bodily injury and property damage caused to others
Part D — Coverage for Damage to Your Auto, for collision and other-than-collision
CPart B — Medical Payments Coverage, for occupants' reasonable medical costs
DPart C — Uninsured Motorists Coverage, for injury caused by an uninsured driver
Why this is the answer
The ISO Personal Auto Policy assigns each coverage to a lettered Part. Part A is liability, Part B is medical payments, Part C is uninsured/underinsured motorists, Part D is physical damage to the auto (collision and other-than-collision), Part E sets the insured's post-loss duties, and Part F contains general provisions. Collision pays for impact with another object or upset; OTC (sometimes called comprehensive) pays for theft, fire, glass, falling objects, and animal impact. See ISO PP 00 01 Part D — Coverage for Damage to Your Auto.
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