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Under the ISO Personal Auto Policy (PP 00 01), the unendorsed PAP definition of "private passenger auto" excludes motorcycles. Which ISO endorsement is typically used to extend PAP coverage to motorcycles, mopeds, motor homes, golf carts, and similar vehicles?

APP 03 35 — Auto Loan/Lease Coverage
BPP 13 01 — Coverage for Damage to Your Auto Maximum Limit of Liability
PP 03 23 — Miscellaneous Type Vehicle Endorsement
DPP 03 06 — Extended Non-Owned Coverage

Why this is the answer

The unendorsed PAP covers private passenger autos, pickups/vans (under 10,000 lb GVW and not used in certain businesses), and trailers — but excludes motorcycles, mopeds, motor homes, ATVs, dune buggies, golf carts, snowmobiles, and other miscellaneous vehicles. PP 03 23 schedules these vehicles, restores all PAP coverages (with modifications, such as the passenger-hazard exclusion option for motorcycles), and rates them accordingly. PP 03 35 is GAP, PP 03 06 extends non-owned coverage, and PP 13 01 caps Part D limits.

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