Under New Jersey DOBI rules, how many hours of pre-licensing education are required per major line of authority before a candidate sits for the producer examination?

Why this is the answer

DOBI's producer licensing regulations require 20 hours of pre-licensing instruction per major line of authority, plus an embedded ethics component. A candidate pursuing the combined Property and Casualty qualifications therefore typically completes 20 hours of Property and 20 hours of Casualty before taking the New Jersey producer examination administered by the contracted testing vendor.