PLPennsylvaniamedium
Under 75 Pa.C.S. § 1731, how must a Pennsylvania named insured who wishes to decline uninsured or underinsured motorist coverage indicate that rejection?
AOrally during the application interview with the producer
BBy initialing the back of the policy declarations page
CBy emailing the producer within 30 days of issuance
By signing a written rejection form prescribed by statute
Why this is the answer
§ 1731 makes UM and UIM coverage mandatory offers in PA. To validly reject either coverage, the named insured must sign a specific statutory rejection form. An oral or non-conforming rejection is invalid and the policy will be reformed to include UM/UIM at the BI limits.
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