PLPennsylvaniamedium
Under 75 Pa.C.S. § 1718, a Pennsylvania auto insurer may exclude a specifically named household member from coverage. Which statement about that named driver exclusion is correct?
AIt can only be requested orally by the named insured during the application process
BIt is prohibited entirely under Act 6
It must be requested in writing by the named insured and signed
DIt automatically applies to every household resident
Why this is the answer
PA permits named driver exclusions only when the named insured requests them in writing and signs the endorsement. Once excluded, the named individual has no liability, UM/UIM, or first-party benefits while operating the insured vehicle.
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