PLCaliforniaeasy
To qualify for California's mandatory Good Driver Discount under Cal. Ins. Code § 1861.025, an applicant must have been licensed to drive for at least how many years and meet what point/DUI history?
ALicensed to drive for at least 5 continuous years, with exactly zero points on the entire record, and absolutely no DUI conviction at any point in time ever
Licensed to drive for at least 3 years, with no more than 1 point on the record, and no DUI conviction in the prior 10 years
CLicensed to drive for at least 3 years, with no points whatsoever on the entire record, and no DUI conviction at all in the prior 7 years
DLicensed to drive for at least 1 year, with no more than 2 points on the record, and no DUI conviction at all in the prior 5 years
Why this is the answer
Created by Prop 103, the Good Driver Discount Policy is the statutory entitlement at the heart of California's auto market. An applicant who satisfies all three prongs of Section 1861.025 — at least three years of continuous U.S. or Canadian licensure, not more than one point under Veh. Code § 12810.2, and no Veh. Code § 23152/23153 DUI conviction within the prior ten years — is entitled to be written by any insurer with a related auto program and to receive a rate at least 20% below the company's otherwise-available rate to a non-good-driver with the same coverages.
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