PLCaliforniamedium
A California Personal Lines Broker-Agent renews her license on June 30, 2026 for a two-year cycle. Under Cal. Ins. Code §§ 1749.3 and 1749.4, what is the minimum continuing education she must complete before the next renewal, and how must ethics hours be accounted for?
A24 hours of property-casualty CE per renewal plus an additional 24 hours of dedicated ethics instruction each and every year
B12 hours of total CE per two-year renewal cycle, with no separately mandated ethics component required at all
C40 hours of total CE during the two-year period, of which 8 hours must be completed as ethics instruction
24 total CE hours per renewal, of which at least 3 must be ethics
Why this is the answer
California requires 24 CE hours per two-year renewal cycle for an established producer holding a property-casualty-style license, including a Personal Lines Broker-Agent. Of those 24 hours, at least 3 must qualify as ethics under § 1749.4. Newly licensed agents in their first four years may face higher hour requirements under § 1749.33 for some lines, but PL falls into the standard 24-hour bucket. Hours are reported by approved providers directly to CDI's Sircon system; failure to complete by midnight of the renewal date results in license expiration.
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