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On a standard ISO HO-3 policy, Coverage C (Personal Property) defaults to what percentage of Coverage A (Dwelling)?

Q: On a standard ISO HO-3 policy, Coverage C (Personal Property) defaults to what percentage of Coverage A (Dwelling)?

50% — Coverage C (Personal Property) on the standard ISO HO-3 Special Form defaults to 50% of the Coverage A (Dwelling) limit. The insured may elect to increase or decrease this amount within filed parameters by endorsement. Coverage C applies to personal property owned or used by an insured anywhere in the world, subject to Special Limits of Liability on categories like jewelry, firearms, silverware, and cash (ISO HO 00 03 Section I — Coverage C).

50%

B10%

C20%

D30%

Why this is the answer

Coverage C (Personal Property) on the standard ISO HO-3 Special Form defaults to 50% of the Coverage A (Dwelling) limit. The insured may elect to increase or decrease this amount within filed parameters by endorsement. Coverage C applies to personal property owned or used by an insured anywhere in the world, subject to Special Limits of Liability on categories like jewelry, firearms, silverware, and cash (ISO HO 00 03 Section I — Coverage C).

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