PLPennsylvaniaeasy
On a PA HO-3 form, what is the perils basis applied to Coverage C (personal property)?
AOpen perils, same as the dwelling
BBasic perils only (fire, lightning, explosion)
CAll risk including flood
Named perils
Why this is the answer
The PA HO-3 form, issued under the Standard Fire Policy floor, covers Coverages A and B on an open-perils (special form) basis but limits Coverage C personal property to the named perils enumerated in the form.
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