How many hours of continuing education must a Massachusetts resident producer complete in each 36-month period after the first license renewal, under M.G.L. c. 175 §177E?

Why this is the answer

M.G.L. c. 175 §177E requires a licensed resident producer to complete 45 classroom hours of approved continuing education, including 3 hours of ethics, in each 36-month period before license renewal (a new producer's first period, before the initial renewal, carries a 60-hour minimum). A producer who falls short may, after a hearing, have every license suspended or be fined $20 to $100 for each missing hour. Producers transacting personal lines satisfy CE through any approved courses, because §177E sets one requirement for every property and casualty line of authority, personal lines included.