PLMAmedium
A Rhode Island resident producer with active P&C licensure wishes to sell a Massachusetts personal homeowners policy to a Massachusetts homeowner. Under c. 175 §162L non-resident reciprocity, what must the producer do?
Apply for a Massachusetts non-resident producer license and certify that the home state is in good standing
BRe-take all Massachusetts pre-licensing courses and exams as a new resident applicant before submitting any application
CNothing — the Rhode Island license alone authorizes Massachusetts business
DRenounce the Rhode Island license and apply for Massachusetts residency
Why this is the answer
Massachusetts c. 175 §162L implements the NAIC non-resident producer reciprocity model. An out-of-state producer must file a Massachusetts non-resident license application through NIPR, certify home-state licensure in good standing, and pay applicable fees. The DOI waives the Massachusetts pre-licensing and examination requirements when the home state grants Massachusetts residents reciprocal treatment. The non-resident license is required before the producer transacts any Massachusetts business; the home-state license alone is insufficient.
Studying for the MA Personal Lines exam?
This question comes from our PL bank. Take a free practice test — no signup.