After how many years from the date of issue does an Illinois individual life policy become incontestable under 215 ILCS 5/224(1)(b), except for nonpayment of premiums?

Why this is the answer

Under 215 ILCS 5/224(1)(b), every Illinois individual life policy must become incontestable, except for nonpayment of premium, after it has been in force during the lifetime of the insured for two years from the date of issue. After that point the insurer cannot rescind the contract or deny a death claim based on material misrepresentations in the application. The clock pauses if the insured dies inside the 2-year window.