P&CTexasmedium
A Texas General Lines P&C licensee renews every two years. Which of the following correctly states the CE requirement under TIC §§4004.053 and 4004.054?
A15 hours every year, including 3 hours of ethics
B30 hours every two-year renewal cycle, with no ethics requirement
24 hours every two-year renewal cycle, including 3 hours of ethics
D24 hours every year, with no specific ethics sub-requirement
Why this is the answer
TIC §4004.053 establishes the continuing education obligation for Texas insurance licensees. General Lines P&C agents must complete 24 hours of approved CE each two-year license renewal period, of which 3 hours must be in ethics (§4004.054). CE hours must be earned from TDI-approved providers. TDI may not renew the license if CE is still incomplete on the 90th day after the license period ends (§4004.055). The ethics hours requirement aligns with the NAIC's recommendation that state CE programs include a substantive ethics component.
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