P&CTexaseasy
Which license authorizes an agent to sell both commercial and personal property and casualty insurance in Texas?
APersonal Lines Property and Casualty license (§4051.052)
General Lines Property and Casualty license (§4051.051)
CSurplus Lines license (§981.202)
DManaging General Agent license (28 TAC §19.1201)
Why this is the answer
TIC §4051.051 authorizes the General Lines Property and Casualty license, which allows an agent to sell all property and casualty coverages including commercial lines (CGL, commercial auto, workers comp). By contrast, §4051.052 Personal Lines is restricted to personal auto and homeowners. A surplus lines license (§981.202) covers non-admitted placements only, and an MGA license governs wholesale distribution arrangements. The General Lines P&C is the broadest P&C authority in Texas.
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