PLPennsylvaniamedium
A Pennsylvania insured who elected Limited Tort is injured in an auto accident caused by another driver. Which type of damages is generally restricted by the Limited Tort election?
AMedical expenses and wage loss
BProperty damage to the vehicle
Non-economic damages such as pain and suffering
DFuneral and burial expenses incurred after the accident
Why this is the answer
Under § 1705(d), a Limited Tort insured may still recover economic damages (medical bills, lost wages, property damage) in full, but is generally barred from suing for non-economic damages like pain and suffering unless an exception (e.g., serious injury) applies.
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