PLPennsylvaniaeasy
A PA homeowner asks where to obtain flood insurance for a primary residence. What should the producer recommend?
AThe PA FAIR Plan flood endorsement
The National Flood Insurance Program (NFIP) or a private flood carrier
CPPIGA flood pool
DA standard PA HO-3 policy, which includes overland surface water and groundwater seepage under the peril of flood
Why this is the answer
Unlike some states with residual flood mechanisms, Pennsylvania relies on the federal NFIP and the private flood market. Standard PA HO-3 policies exclude flood, and the PA FAIR Plan does not provide flood coverage.
Studying for the Pennsylvania Personal Lines exam?
This question comes from our PL bank. Take a free practice test — no signup.