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PLCaliforniamedium

A California driver convicted of a DUI must file proof of financial responsibility with the DMV. Which form does the driver's insurer file electronically to evidence an active liability policy meeting minimum limits, and what is the default filing period?

Form SR-22 filed electronically through CIPS for a 3-year period from the date the FR requirement is imposed
BForm SR-1 filed electronically for a 5-year period running from the date of the underlying DUI conviction to evidence the active liability policy and minimum limits
CForm SR-26 filed for a 1-year period running from the policy effective date to evidence continuing liability coverage at the required statutory minimum limits
DForm FR-44 filed electronically for a 2-year period running from the date of conviction with elevated bodily-injury and property-damage liability limits

Why this is the answer

Veh. Code § 16431 makes an authorized insurer's certificate, the SR-22 (and SR-1P broad-coverage variant), the proof by which an admitted California insurer tells the DMV that an at-risk driver is covered, and § 16433 requires the DMV to be notified within 10 days after cancellation of the certified policy becomes final. The carrier files electronically through CIPS, and the standard period for DUI, suspension for at-fault uninsured accident, or repeat offenders is 3 years from the date the FR requirement is imposed. If coverage lapses, the insurer must file SR-26 (cancellation notice) — that notice in option (c) is real, but it cancels the SR-22; it is NOT what evidences the active filing.

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