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A policy exception is requested for a Texas matter involving SAFE testing. Which rule controls?

Correct Answer

B) Texas uses the Uniform State Test as the SAFE test state component.

Texas MLO testing is tied to the SAFE MLO National Test with Uniform State Test Content, so current Texas licensing questions should avoid describing a separate modern Texas state component unless a specific regulator document requires it.

Answer Options
A
Delay the Texas requirement until after the loan closes or the renewal period ends.
B
Texas uses the Uniform State Test as the SAFE test state component.
C
Treat consumer consent as a cure for a prohibited or missing compliance step.
D
Treat the timing or filing requirement as optional if the transaction appears low risk.

Why This Is the Correct Answer

Texas MLO testing is tied to the SAFE MLO National Test with Uniform State Test Content, so current Texas licensing questions should avoid describing a separate modern Texas state component unless a specific regulator document requires it.

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