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A licensing file raises a New Jersey question about continuing education and renewal. Which answer is most defensible?

Correct Answer

C) New Jersey CE and renewal requirements apply as stated for the licensing year.

New Jersey annual continuing education for MLOs is 12 hours, including 2 hours of New Jersey-specific education, and the New Jersey CE deadline is December 31; providers may take up to 7 days to report completion into NMLS.

Answer Options
A
Let production staff decide whether continuing education and renewal matters for the file.
B
Skip documentation because the supervisory file review appears routine.
C
New Jersey CE and renewal requirements apply as stated for the licensing year.
D
Rely on prior mortgage experience instead of the stated licensing or compliance requirement.

Why This Is the Correct Answer

New Jersey annual continuing education for MLOs is 12 hours, including 2 hours of New Jersey-specific education, and the New Jersey CE deadline is December 31; providers may take up to 7 days to report completion into NMLS.

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