An MLO asks how Washington handles continuing education and renewal. Which answer should compliance give?
Correct Answer
C) Washington CE must be NMLS-approved, must be CE rather than PE, and the same course cannot be taken in successive years for CE credit.
Washington CE must be NMLS-approved, must be CE rather than PE, and the same course cannot be taken in successive years for CE credit.
Why This Is the Correct Answer
Washington CE must be NMLS-approved, must be CE rather than PE, and the same course cannot be taken in successive years for CE credit.
Why the Other Options Are Wrong
Option A: Use another jurisdiction's approval as a substitute for the Washington requirement.
Use another jurisdiction's approval as a substitute for the Washington requirement. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option B: Treat the requirement as waived because the borrower or employer agrees.
Treat the requirement as waived because the borrower or employer agrees. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option D: Assume another state's approval automatically satisfies the Washington requirement.
Assume another state's approval automatically satisfies the Washington requirement. is not correct because the governing rule requires the compliant answer shown in the explanation.
Memory Technique
WA -> wa-application-education-testing-and-renewal
Exam Tip
For Washington education questions, remember 22 PE hours with 4 WA law hours and 9 CE hours with 1 WA law hour.
Common Mistakes to Avoid
- -Using a national baseline answer when Washington has a state-specific rule
- -Confusing DFI guidance, RCW requirements, and WAC implementation details
- -Treating temporary authority, remote work, or exemptions as blanket permission
More UST Questions
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