A Washington sponsorship reviewer reviews a renewal calendar about Washington prohibits coercing intimidating threatening borrowers intent before submission. Which statement belongs in the checklist?
Correct Answer
C) Washington prohibits coercing, intimidating, or threatening borrowers with the intent of forcing them to complete a loan transaction.
Washington prohibits coercing, intimidating, or threatening borrowers with the intent of forcing them to complete a loan transaction.
Why This Is the Correct Answer
Washington prohibits coercing, intimidating, or threatening borrowers with the intent of forcing them to complete a loan transaction.
Why the Other Options Are Wrong
Option A: Treat consumer consent as a cure for a prohibited or missing compliance step.
Treat consumer consent as a cure for a prohibited or missing compliance step. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option B: Treat the timing or filing requirement as optional if the transaction appears low risk.
Treat the timing or filing requirement as optional if the transaction appears low risk. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option D: Assume the Washington requirement does not apply to this record-retention audit.
Assume the Washington requirement does not apply to this record-retention audit. is not correct because the governing rule requires the compliant answer shown in the explanation.
Memory Technique
WA -> wa-prohibited-practices-disclosures-and-compensation
Exam Tip
Washington prohibited-practice questions often test timing, borrower compensation, document blanks, appraiser pressure, or misleading advertising.
Common Mistakes to Avoid
- -Using a national baseline answer when Washington has a state-specific rule
- -Confusing DFI guidance, RCW requirements, and WAC implementation details
- -Treating temporary authority, remote work, or exemptions as blanket permission
More UST Questions
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