A Washington compliance counsel reviews a renewal calendar about Washington prohibits coercing intimidating threatening borrowers intent before submission. What should the reviewer choose?
Correct Answer
A) Washington prohibits coercing, intimidating, or threatening borrowers with the intent of forcing them to complete a loan transaction.
Washington prohibits coercing, intimidating, or threatening borrowers with the intent of forcing them to complete a loan transaction.
Why This Is the Correct Answer
Washington prohibits coercing, intimidating, or threatening borrowers with the intent of forcing them to complete a loan transaction.
Why the Other Options Are Wrong
Option B: Skip the Washington requirement because the company already follows general SAFE Act procedures.
Skip the Washington requirement because the company already follows general SAFE Act procedures. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option C: Treat advertising and consumer-protection controls as optional because the company has a general Washington compliance policy.
Treat advertising and consumer-protection controls as optional because the company has a general Washington compliance policy. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option D: Postpone the Washington advertising and consumer-protection controls issue until the next annual review.
Postpone the Washington advertising and consumer-protection controls issue until the next annual review. is not correct because the governing rule requires the compliant answer shown in the explanation.
Memory Technique
WA -> wa-prohibited-practices-disclosures-and-compensation
Exam Tip
Washington prohibited-practice questions often test timing, borrower compensation, document blanks, appraiser pressure, or misleading advertising.
Common Mistakes to Avoid
- -Using a national baseline answer when Washington has a state-specific rule
- -Confusing DFI guidance, RCW requirements, and WAC implementation details
- -Treating temporary authority, remote work, or exemptions as blanket permission
More UST Questions
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