A company entering the Washington market is documenting rules for advertising and consumer-protection controls. Which statement is accurate?
Correct Answer
C) Washington dual activity as a loan originator and real estate agent in the same transaction is permitted only with required disclosure language under RCW 19.146.0201(14).
Washington dual activity as a loan originator and real estate agent in the same transaction is permitted only with required disclosure language under RCW 19.146.0201(14).
Why This Is the Correct Answer
Washington dual activity as a loan originator and real estate agent in the same transaction is permitted only with required disclosure language under RCW 19.146.0201(14).
Why the Other Options Are Wrong
Option A: Close or renew first, then decide whether the consumer complaint response needs a compliance correction.
Close or renew first, then decide whether the consumer complaint response needs a compliance correction. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option B: Proceed before the required Washington license, sponsorship, disclosure, record, or approval is in place.
Proceed before the required Washington license, sponsorship, disclosure, record, or approval is in place. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option D: Use an informal manager exception without updating the license, file, or required record.
Use an informal manager exception without updating the license, file, or required record. is not correct because the governing rule requires the compliant answer shown in the explanation.
Memory Technique
WA -> wa-prohibited-practices-disclosures-and-compensation
Exam Tip
Washington prohibited-practice questions often test timing, borrower compensation, document blanks, appraiser pressure, or misleading advertising.
Common Mistakes to Avoid
- -Using a national baseline answer when Washington has a state-specific rule
- -Confusing DFI guidance, RCW requirements, and WAC implementation details
- -Treating temporary authority, remote work, or exemptions as blanket permission
More UST Questions
In a pricing desk question, an audit analyst sees facts tied to Prohibited Misrepresentation. What should the file reflect?
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