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A lender preparing a Texas training scenario asks a loan file reviewer about advertising and disclosure controls. Which response should be followed?

Correct Answer

D) Texas law prohibits unfair discrimination in mortgage lending based on protected characteristics such as race, color, religion, sex, national origin, ancestry, familial status, or disability.

Texas law prohibits unfair discrimination in mortgage lending based on protected characteristics such as race, color, religion, sex, national origin, ancestry, familial status, or disability.

Answer Options
A
Use a verbal explanation instead of the required disclosure, record, or filing.
B
Keep only informal notes instead of the required state records or notices.
C
Apply a generic federal shortcut and ignore the state-specific condition.
D
Texas law prohibits unfair discrimination in mortgage lending based on protected characteristics such as race, color, religion, sex, national origin, ancestry, familial status, or disability.

Why This Is the Correct Answer

Texas law prohibits unfair discrimination in mortgage lending based on protected characteristics such as race, color, religion, sex, national origin, ancestry, familial status, or disability.

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