A training manager is updating Georgia procedures for mortgage operations checklist and flags continuing education and renewal. Which answer is accurate?
Correct Answer
D) Georgia MLO pre-licensure education is 20 hours of NMLS-approved PE, and Georgia has 0 state-specific PE hours; Georgia PE expires after 3 consecutive years without a valid MLO license or federal registration.
Georgia MLO pre-licensure education is 20 hours of NMLS-approved PE, and Georgia has 0 state-specific PE hours; Georgia PE expires after 3 consecutive years without a valid MLO license or federal registration.
Why This Is the Correct Answer
Georgia MLO pre-licensure education is 20 hours of NMLS-approved PE, and Georgia has 0 state-specific PE hours; Georgia PE expires after 3 consecutive years without a valid MLO license or federal registration.
Why the Other Options Are Wrong
Option A: Apply the rule only after the Georgia regulator has already opened an examination.
Apply the rule only after the Georgia regulator has already opened an examination. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option B: Skip the Georgia requirement because the company already follows general SAFE Act procedures.
Skip the Georgia requirement because the company already follows general SAFE Act procedures. is not correct because the governing rule requires the compliant answer shown in the explanation.
Option C: Treat continuing education and renewal as optional because the company has a general Georgia compliance policy.
Treat continuing education and renewal as optional because the company has a general Georgia compliance policy. is not correct because the governing rule requires the compliant answer shown in the explanation.
Memory Technique
GA -> ga-dbf-nmls-MLO-licensing-education-testing-renewal
Exam Tip
Georgia licensing questions often test no state-specific PE, 8-hour CE with 1 GA hour by October 31, SAFE test score and expiration, sponsorship, incomplete applications, renewal timing, and late renewal fees.
Common Mistakes to Avoid
- -Using generic federal mortgage facts when Georgia DBF, GRMA, Georgia Fair Lending Act, or Rule 80-11 rules are being tested
- -Confusing company broker/lender licensing with individual MLO sponsorship and employment limits
- -Treating Georgia CE, temporary authority disclosure, books and records, branch approval, or high-cost protections as optional
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