How does Delaware treat repeating the same approved CE course for annual CE credit?
Correct Answer
A) An MLO may not take the same approved course in the same or successive years to meet annual CE
Delaware law states that a licensed MLO may not take the same approved CE course in the same or successive years to meet annual continuing education requirements.
Why This Is the Correct Answer
Delaware law states that a licensed MLO may not take the same approved CE course in the same or successive years to meet annual continuing education requirements.
Why the Other Options Are Wrong
Option B: An MLO may repeat the same course every year without restriction
The Delaware statute expressly restricts repeating the same course in the same or successive years.
Option C: An MLO may repeat the same course only if the employer approves
Employer approval does not override the Delaware CE repeated-course restriction.
Option D: Delaware has no rule about repeated CE courses
Delaware does have a repeated-course rule for CE.
Memory Technique
DE-C020 -> Delaware-education-testing-and-renewal
Exam Tip
Same-course CE repetition is a common renewal trap.
Common Mistakes to Avoid
- -Importing another state requirement into Delaware
- -Confusing NMLS baseline requirements with Delaware-specific rules
- -Treating operational assumptions as legal authority
More UST Questions
In a pricing desk question, an audit analyst sees facts tied to Prohibited Misrepresentation. What should the file reflect?
An applicant previously had an MLO license revoked by a state regulator. Under the SAFE Act minimum standards for a new state-licensed MLO license, which statement is correct?
Which statement correctly distinguishes a license suspension from a license revocation?
A state regulator has issued an order suspending an MLO's authority effective immediately. The MLO has filed an appeal, but no stay has been granted. What should the MLO do?
An MLO license application asks whether the applicant has been the subject of a regulatory order. The applicant has a recent consent order that falls within the question. What is the proper response?
Why does NMLS maintain licensing and enforcement information that participating regulators can access?
A regulator issues a final license suspension without giving the MLO notice of the alleged violation or any opportunity to respond, even though applicable law requires both. What issue is presented?
A regulator finds that an MLO charged consumers prohibited fees. Which set of actions is consistent with the enforcement tools contemplated by Regulation H?
An MLO's license status in NMLS changes to suspended, with no stay or reinstatement shown. What is the immediate operational effect?
Which fact most directly supports disciplinary action against an MLO rather than merely a request for additional application information?
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