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Which credit-related material may the Delaware Commissioner use under section 2417?

Correct Answer

B) Personal history and experience information including independent credit reports obtained from a consumer reporting agency described in FCRA section 603(p)

Delaware section 2417 identifies personal history and experience information, including independent credit reports obtained from a consumer reporting agency described in FCRA section 603(p).

Answer Options
A
Only a borrower’s credit report from a closed loan file
B
Personal history and experience information including independent credit reports obtained from a consumer reporting agency described in FCRA section 603(p)
C
Only the applicant’s self-written credit summary
D
No credit-related information at all

Why This Is the Correct Answer

Delaware section 2417 identifies personal history and experience information, including independent credit reports obtained from a consumer reporting agency described in FCRA section 603(p).

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