Which information is excluded from Delaware’s NMLS confidentiality protection when included in NMLS for public access?
Correct Answer
A) Employment history and publicly adjudicated disciplinary and enforcement actions
Delaware Code states that the confidentiality section does not apply to employment history and publicly adjudicated disciplinary and enforcement actions included in NMLS for public access.
Why This Is the Correct Answer
Delaware Code states that the confidentiality section does not apply to employment history and publicly adjudicated disciplinary and enforcement actions included in NMLS for public access.
Why the Other Options Are Wrong
Option B: All credit-report details
Credit-report details are not the listed public-access exception.
Option C: All criminal-history nonconviction data
Nonconviction data is not the listed public-access exception.
Option D: Every document submitted with the MU4
The statute does not make every MU4 attachment public.
Memory Technique
DE-C034 -> Delaware-records-reports-and-identifiers
Exam Tip
Public NMLS access has a specific exception category.
Common Mistakes to Avoid
- -Importing another state requirement into Delaware
- -Confusing NMLS baseline requirements with Delaware-specific rules
- -Treating operational assumptions as legal authority
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