When does a Delaware MLO receive credit for an approved CE course?
Correct Answer
D) Only in the calendar year in which the course is taken
Delaware CE rules state that a licensed MLO may only receive credit for a CE course in the calendar year in which the course is taken.
Why This Is the Correct Answer
Delaware CE rules state that a licensed MLO may only receive credit for a CE course in the calendar year in which the course is taken.
Why the Other Options Are Wrong
Option A: In any later year the MLO chooses
The statute does not allow saving the course for any later year.
Option B: Only after 5 years have passed
There is no 5-year delay rule for CE credit.
Option C: Only if the course is also used as PE
CE credit is not conditioned on using the course as PE.
Memory Technique
DE-C020 -> Delaware-education-testing-and-renewal
Exam Tip
CE credit belongs to the year taken.
Common Mistakes to Avoid
- -Importing another state requirement into Delaware
- -Confusing NMLS baseline requirements with Delaware-specific rules
- -Treating operational assumptions as legal authority
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