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A Delaware MLO applicant fails the SAFE test 3 consecutive times. What is the required waiting period before taking the test again?

Correct Answer

D) At least 6 months

Delaware law allows 3 consecutive test attempts with each consecutive attempt at least 30 days after the prior test, but after 3 consecutive failures the individual must wait at least 6 months before testing again.

Answer Options
A
At least 10 business days
B
At least 30 days with no longer waiting period
C
No waiting period if the applicant completed PE
D
At least 6 months

Why This Is the Correct Answer

Delaware law allows 3 consecutive test attempts with each consecutive attempt at least 30 days after the prior test, but after 3 consecutive failures the individual must wait at least 6 months before testing again.

Why the Other Options Are Wrong

Option A: At least 10 business days

Ten business days is not the Delaware waiting period after 3 consecutive failed tests.

Option B: At least 30 days with no longer waiting period

Thirty days applies between consecutive retakes before the 3-failure rule; after 3 consecutive failures, the waiting period is 6 months.

Option C: No waiting period if the applicant completed PE

PE completion does not remove the Delaware retake waiting period.

Memory Technique

DE-C011 -> Delaware-education-testing-and-renewal

Exam Tip

Remember the sequence: 30 days between attempts, then 6 months after 3 consecutive failures.

Common Mistakes to Avoid

  • -Importing another state requirement into Delaware
  • -Confusing NMLS baseline requirements with Delaware-specific rules
  • -Treating operational assumptions as legal authority
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