A Delaware MLO applicant fails the SAFE test 3 consecutive times. What is the required waiting period before taking the test again?
Correct Answer
D) At least 6 months
Delaware law allows 3 consecutive test attempts with each consecutive attempt at least 30 days after the prior test, but after 3 consecutive failures the individual must wait at least 6 months before testing again.
Why This Is the Correct Answer
Delaware law allows 3 consecutive test attempts with each consecutive attempt at least 30 days after the prior test, but after 3 consecutive failures the individual must wait at least 6 months before testing again.
Why the Other Options Are Wrong
Option A: At least 10 business days
Ten business days is not the Delaware waiting period after 3 consecutive failed tests.
Option B: At least 30 days with no longer waiting period
Thirty days applies between consecutive retakes before the 3-failure rule; after 3 consecutive failures, the waiting period is 6 months.
Option C: No waiting period if the applicant completed PE
PE completion does not remove the Delaware retake waiting period.
Memory Technique
DE-C011 -> Delaware-education-testing-and-renewal
Exam Tip
Remember the sequence: 30 days between attempts, then 6 months after 3 consecutive failures.
Common Mistakes to Avoid
- -Importing another state requirement into Delaware
- -Confusing NMLS baseline requirements with Delaware-specific rules
- -Treating operational assumptions as legal authority
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