During a Delaware Commissioner control period over records, when may a person remove those records?
Correct Answer
C) Pursuant to a court order or with the Commissioner’s consent
Delaware section 2417 says no person may remove or attempt to remove controlled records except pursuant to a court order or with the Commissioner’s consent.
Why This Is the Correct Answer
Delaware section 2417 says no person may remove or attempt to remove controlled records except pursuant to a court order or with the Commissioner’s consent.
Why the Other Options Are Wrong
Option A: Any time the employer asks
Employer preference does not override the statute.
Option B: Whenever the MLO wants to work from home
Working from home is not the court-order or Commissioner-consent exception.
Option D: Automatically after 24 hours
There is no automatic 24-hour removal right in the cited provision.
Memory Technique
DE-C041 -> Delaware-prohibited-acts-and-enforcement
Exam Tip
Controlled records stay put unless court order or Commissioner consent allows removal.
Common Mistakes to Avoid
- -Importing another state requirement into Delaware
- -Confusing NMLS baseline requirements with Delaware-specific rules
- -Treating operational assumptions as legal authority
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