A Delaware MLO taught 2 hours of an approved CE course. Under the instructor-credit rule, how many hours of CE credit may the instructor receive?
Correct Answer
A) 4 hours
Delaware gives an approved instructor 2 hours of CE credit for every 1 hour taught, so 2 hours taught produces 4 hours of credit.
Why This Is the Correct Answer
Delaware gives an approved instructor 2 hours of CE credit for every 1 hour taught, so 2 hours taught produces 4 hours of credit.
Why the Other Options Are Wrong
Option B: 1 hour
One hour understates the 2-for-1 Delaware instructor-credit rule.
Option C: 2 hours
Two hours ignores the 2-for-1 multiplier.
Option D: 8 hours automatically
Eight hours is the total annual CE requirement, not the automatic credit for teaching 2 hours.
Memory Technique
DE-C020 -> Delaware-education-testing-and-renewal
Exam Tip
Delaware instructor credit is 2-for-1.
Common Mistakes to Avoid
- -Importing another state requirement into Delaware
- -Confusing NMLS baseline requirements with Delaware-specific rules
- -Treating operational assumptions as legal authority
More UST Questions
In a pricing desk question, an audit analyst sees facts tied to Prohibited Misrepresentation. What should the file reflect?
An applicant previously had an MLO license revoked by a state regulator. Under the SAFE Act minimum standards for a new state-licensed MLO license, which statement is correct?
Which statement correctly distinguishes a license suspension from a license revocation?
A state regulator has issued an order suspending an MLO's authority effective immediately. The MLO has filed an appeal, but no stay has been granted. What should the MLO do?
An MLO license application asks whether the applicant has been the subject of a regulatory order. The applicant has a recent consent order that falls within the question. What is the proper response?
Why does NMLS maintain licensing and enforcement information that participating regulators can access?
A regulator issues a final license suspension without giving the MLO notice of the alleged violation or any opportunity to respond, even though applicable law requires both. What issue is presented?
A regulator finds that an MLO charged consumers prohibited fees. Which set of actions is consistent with the enforcement tools contemplated by Regulation H?
An MLO's license status in NMLS changes to suspended, with no stay or reinstatement shown. What is the immediate operational effect?
Which fact most directly supports disciplinary action against an MLO rather than merely a request for additional application information?
People Also Study
Federal Mortgage-Related Laws
24% of exam
General Mortgage Knowledge
20% of exam
Mortgage Loan Origination Activities
27% of exam
Ethics, Fraud & Consumer Protection
18% of exam
Related Study Resources
Previous Question
In a Mississippi branch onboarding review, a compliance manager sees a compliance issue involving licensing and NMLS authority. What should the file reflect?
Next Question
An operations lead documents a Texas mortgage operations checklist and needs one rule for licensing and NMLS authority. Which statement belongs in the file?