In California, a mechanic's lien filed by a contractor takes priority from the date:
Correct Answer
A) Work commenced on the project
In California, a mechanic's lien relates back to the date work commenced on the project, giving it priority over liens recorded after that date.
Why This Is the Correct Answer
In California, a mechanic's lien relates back to the date work commenced on the project, giving it priority over liens recorded after that date.
Why the Other Options Are Wrong
Option B: The lien is recorded with the county
Recording date is when most liens take priority, but mechanic's liens are the exception — they relate back to work commencement.
Option C: The contract was signed
The contract signing date is not the priority date. Actual commencement of work is what matters.
Option D: Payment was demanded
Payment demand has no bearing on mechanic's lien priority.
Memory Technique
CA -> ca-foreclosure-property-servicing-and-debt-collection
Exam Tip
Legacy California general items should be used sparingly; they are kept officially supported for existing content but new MLO growth should focus more on DFPI/DRE, CFL, CRMLA, covered-loan, and usury rules.
Common Mistakes to Avoid
- -Using a national baseline answer when California has agency-specific DFPI or DRE requirements
- -Confusing CFL, CRMLA, covered-loan, usury, servicing, and DRE endorsement rules
- -Relying on legacy California state-exam or education assumptions instead of current NMLS source pages
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