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During a new-license application, a policy analyst identifies an issue involving Fair Housing Act compliance. Which response is most compliant?

Correct Answer

C) Remove the redlining or disparate-treatment practice

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Remove the redlining or disparate-treatment practice".

Answer Options
A
Use an internal exception instead of the required federal disclosure or timing rule.
B
Wait until a regulator asks for the file before applying the federal requirement.
C
Remove the redlining or disparate-treatment practice
D
Rely on oral agreement when the rule requires documented compliance.

Why This Is the Correct Answer

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Remove the redlining or disparate-treatment practice".

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