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An internal audit flags SAFE Act pre-licensure education. Which response best protects compliance?

Correct Answer

A) Make up any missing required topic component

SAFE Act PE requires 20 hours including federal law, ethics, and nontraditional mortgage lending components. The best answer is "Make up any missing required topic component".

Answer Options
A
Make up any missing required topic component
B
Use prior experience as a substitute for the required rule.
C
Proceed first and document the compliance issue only if an examiner asks.
D
Treat the requirement as optional because the file appears low risk.

Why This Is the Correct Answer

SAFE Act PE requires 20 hours including federal law, ethics, and nontraditional mortgage lending components. The best answer is "Make up any missing required topic component".

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