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A sponsorship reviewer is training staff on Fair Housing Act compliance using a company policy update. Which statement is accurate?

Correct Answer

D) Apply neutral standards without protected-class discrimination

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Apply neutral standards without protected-class discrimination".

Answer Options
A
Use an internal exception instead of the required federal disclosure or timing rule.
B
Wait until a regulator asks for the file before applying the federal requirement.
C
Rely on oral agreement when the rule requires documented compliance.
D
Apply neutral standards without protected-class discrimination

Why This Is the Correct Answer

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Apply neutral standards without protected-class discrimination".

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