Missouri (MO) Real Estate Exam Cheat Sheet 2026
MO: 140 questions, 270 minutes, 70% national, 75% state, $52 in exam fees. Below are the 7 rules that decide pass or fail, each with its source.
The 7 rules worth memorising
Not subject knowledge — that comes from practice questions. These are the procedural rules candidates lose the exam to: how the threshold is applied, what a partial fail means, and the deadlines that void a pass.
- 1
Six months to apply — and the clock starts at your FIRST pass
The completed license application must be submitted within six months of passing. If you do not pass both portions at one sitting, those six months run from your first passing score, not your second. Most states give a year; Missouri gives half that and starts it earlier.
Source: PSI bulletin, Salesperson Requirements
- 2
The Missouri portion needs 75%, the national 70%
Two different passing marks, scored separately. The state half is the stricter one — though it does give you 120 minutes for 40 questions, three minutes each.
Source: PSI bulletin, Examination Summary Table
- 3
Business conduct is 17 of 40 state questions
Advertising, listings, offers, earnest money, closing statements, commissions, branch offices, personal assistants. That single area outweighs licenses, discipline and brokerage relationships combined.
Source: PSI bulletin, Salesperson State Portion Outline
- 4
The MREP course is separate from the exam course
The 48-hour pre-exam course gets you to the test. A further 24-hour Missouri Real Estate Practice Course must be completed before you submit the application — it can be taken before or after the exam, but not skipped.
Source: PSI bulletin, Salesperson Requirements
- 5
$52 covers both portions, and a retake is still $52
The fee is $52 for the two examination portions regardless of whether you take one or both, and a retake of one portion is also $52. Registration fees are not refundable and expire one year after registering.
Source: PSI bulletin, Fees
- 6
The state portion gives you three minutes a question
40 questions in 120 minutes, against 100 questions in 150 minutes nationally. If you run short on the state half it is not the clock — it is the material.
Source: PSI bulletin, Examination Summary Table
- 7
Reciprocal candidates take the state portion only
Holding a current active license in another jurisdiction, you sit only the Missouri state portion — the 75% half — and still owe the 24-hour MREP course.
Source: PSI bulletin, Salesperson Requirements
What the Missouri state portion covers (40 scored items)
Straight from the official outline. Study the top of this list first.
Business conduct and practices
17 questionsImproper use of license and office · Branch offices · Clerical personnel and personal assistants · Advertising · Listings · Offers · Licensee’s interest in transactions · Earnest money and disputes · Standard forms · Closings and closing statements · Commissions
Licenses
7 questionsApplications for license · Qualification, expiration and renewal · Individual license and business name · Broker-salesperson relationship · Salesperson license transfers · Denial of license · Application and license fees
Disciplinary proceedings
6 questionsComplaints · Investigation · Violations · Action by the Commission · Action by the Administrative Hearing Commission · Penalty for practicing without a license
Brokerage relationships
6 questionsTypes of brokerage relationships permitted · Agency duties and responsibilities · Dual agency · Disclosure of agency
General rules
2 questionsDefinitions · Disputes
Educational requirements
2 questionsSalesperson course · Continuing education requirements
If you fail
Reregister with PSI and retake only the failed portion for $52. Watch the six-month application deadline measured from your first passing score — a slow retake can expire the portion you already passed.
Where these came from
- PSI Candidate Information Bulletin — Missouri Real Estate (bulletin 4645)
- Missouri Real Estate Commission
Figures read from the source on 2026-09-18.
Questions
Is there a Missouri real estate exam cheat sheet PDF?
This page is the cheat sheet, and it stays on the web on purpose: every rule below cites the bulletin or commission page it came from, so you can check it against the current source. A printed PDF goes stale the moment PSI revises a figure, and most of the ones being sold do not say where their numbers came from.
What should I memorise for the MO state portion?
The rules that decide pass or fail rather than the ones that are merely interesting: how the 70% threshold is applied, what happens if you fail one portion, and the deadlines that void a pass. Those are the 7 below. Subject knowledge comes from practice questions, not from a list.
How current is this Missouri cheat sheet?
Every figure was read from the source on 2026-09-18, and each rule names its source below. Where MREC has revised something since, the source link is the authority — not this page.