PLNJmedium
What are the liability limits and PIP medical expense benefit on a New Jersey Basic Policy issued under N.J.S.A. 39:6A-3.1?
ABI/PD 25/50/25 with $250,000 PIP medical
BNo BI required, $5,000 PD only, with $15,000 PIP medical
BI optional at 10/10, $5,000 PD, and $15,000 PIP medical
DBI 15/30, PD 10, and $50,000 PIP medical
Why this is the answer
The Basic Policy at N.J.S.A. 39:6A-3.1 provides mandatory $5,000 property damage liability, optional bodily injury liability at $10,000 per person and per accident, and PIP medical expense benefits of $15,000 per person per accident. UM/UIM is optional and is not automatically included.
Studying for the NJ Personal Lines exam?
This question comes from our PL bank. Take a free practice test — no signup.