PLIllinoiseasy
Under the Illinois Mandatory Insurance Law, what are the minimum bodily injury and property damage liability limits required for a private passenger auto policy?
A$15,000 / $30,000 / $10,000
B$50,000 / $100,000 / $25,000
C$30,000 / $60,000 / $25,000
$25,000 / $50,000 / $20,000
Why this is the answer
Illinois requires every private passenger auto policy to provide at least $25,000 per person and $50,000 per accident for bodily injury liability, plus $20,000 for property damage liability. These 25/50/20 limits are codified in 625 ILCS 5/7-203 and apply to the Mandatory Insurance Law in Article VII of the Vehicle Code. Operating without these limits subjects the driver to license suspension and fines.
Studying for the Illinois Personal Lines exam?
This question comes from our PL bank. Take a free practice test — no signup.