L&HOhioeasy
Under R.C. 3915.05, what is the maximum reinstatement period for a lapsed Ohio individual life insurance policy?
A1 year
B2 years
C5 years
3 years
Why this is the answer
Ohio's standard provisions law gives policyowners up to 3 years from the date of premium default to reinstate a lapsed life policy, subject to evidence of insurability and payment of overdue premiums with interest.
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