EstatePass
L&HOhioeasy

After how many years from issue does the incontestability clause bar an Ohio life insurer from contesting the policy except for nonpayment of premium?

A1 year
2 years
C3 years
D5 years

Why this is the answer

Under R.C. 3915.05, after an Ohio life policy has been in force for 2 years during the insured's lifetime, the insurer may not contest the policy based on misstatements in the application, except for nonpayment of premium.

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