P&COhiomedium
Under R.C. 3901.04, the ODI Director's classification of insurance into specified classes primarily determines:
AThe political subdivision authorized to levy premium taxes on the insurer's gross receipts within Ohio
BThe minimum commission payable to a producer
CWhether claims are heard by the Industrial Commission of Ohio
Which kinds of insurance an insurer's certificate of authority permits it to transact
Why this is the answer
R.C. 3901.04 directs the ODI Director to classify the kinds of insurance Ohio insurers may transact. Each insurer's certificate of authority is keyed to those classes, so an insurer authorized only for fire and allied lines cannot lawfully write casualty risks unless its certificate is amended.
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