Under PA's Unfair Insurance Practices Act, what is the maximum civil monetary penalty per knowing violation that the Commissioner may impose under 40 P.S. § 1171.9?

Why this is the answer

40 P.S. § 1171.9 caps civil penalties at $5,000 per knowing UIPA violation (and $1,000 for non-knowing violations), with an aggregate cap. The Commissioner may also impose license suspension or revocation. Distractors set unrealistically low or unrealistically high penalty figures, or wrongly suggest the Commissioner lacks fining authority. Knowing this scale helps candidates evaluate exposure for unfair-practice findings.