L&HOhiomedium
Under Ohio group life law, what right does a covered employee generally have when group coverage terminates due to ending employment?
ANo right to continue any coverage
BRight to continue group coverage at the employee's own expense for up to 6 months, after which the employer must sponsor a new group plan
Right to convert to an individual policy without evidence of insurability within the statutory window
DRight to be re-enrolled at the employer's next open enrollment
Why this is the answer
R.C. 3917.06 requires Ohio group life policies to provide a conversion right allowing a terminating insured to obtain an individual life policy without proof of insurability, provided written application and first premium occur within the statutory window.
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