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Ohio Department of Insurance senior in-home solicitation rules layered on top of OAC 3901-6-05 most directly address which risk?

AUse of any illustration showing a non-guaranteed scale, even when fully disclosed to the senior consumer during the in-home solicitation
High-pressure or unsuitable in-home sales of life and annuity replacements to older consumers
CSale of any term life policy to a consumer over age 60
DImposition of any surrender charge on a replacement annuity

Why this is the answer

ODI's senior in-home solicitation rules supplement OAC 3901-6-05 by deterring high-pressure tactics and unsuitable life or annuity replacement sales made to older consumers in their homes.

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