Under N.Y. Ins. Law § 3425, how much advance written notice must a carrier give before non-renewing an in-force New York homeowners policy?

Why this is the answer

N.Y. Ins. Law § 3425 governs cancellation, non-renewal, and conditional renewal of covered personal lines policies (auto, homeowners, dwelling fire). For non-renewal, the carrier must mail or deliver written notice at least 45 but not more than 60 days before the expiration date. The notice must state the specific reason for non-renewal. Failure to give timely notice in the required window forces the carrier to renew the policy on the same terms for the next term.