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Under Michigan's mini-tort statute, what is the maximum amount a not-at-fault driver may recover from an at-fault driver for vehicle property damage not covered by collision insurance?

Q: Under Michigan's mini-tort statute, what is the maximum amount a not-at-fault driver may recover from an at-fault driver for vehicle property damage not covered by collision insurance?

$3,000 — MCL 500.3135(3)(e) allows a tort claim against an at-fault Michigan driver for vehicle damage up to $3,000 (raised from $1,000 by PA 21 of 2019). Mini-tort covers the deductible and any uninsured property loss because the no-fault system otherwise abolishes most auto tort liability for vehicle damage.

$3,000

B$1,000

C$5,000

D$10,000

Why this is the answer

MCL 500.3135(3)(e) allows a tort claim against an at-fault Michigan driver for vehicle damage up to $3,000 (raised from $1,000 by PA 21 of 2019). Mini-tort covers the deductible and any uninsured property loss because the no-fault system otherwise abolishes most auto tort liability for vehicle damage.

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